Employee Consumer Credit Checks
Did you know that your credit profile could be keeping you from obtaining a better job?
Many employers perform an employee background check, which may include information from your consumer credit report, before considering a candidate for employment.
Although the consumer credit report checked by potential employers will not be the same report checked by lenders, the information such as delinquencies, payment history, and debt ratio will be available and taken in consideration before employment is offered
Why Do Potential Employers Check Consumer Credit Reports?
Potential employers want to make sure that you are responsible and can pay your bills on time. Many consumers do not check their credit reports annually as suggested by the FTC and may have inaccurate, unverifiable, and outdated information on their credit report.
What Can You Do to Prevent Being Refused Employment due to Your Consumer Credit Report?
1) Make sure your credit report is up-to-date.
2) Check your credit report annually.
3) Contact 123 Credit Resolution Consultants for help if you notice any inaccuracies or out dated information on your credit report.